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Buying Your Next Home

Charles Derby Estates is mindful that moving can be one of the most stressful events of your life. The buyer is particularly vulnerable as most of the process, once a property is found, is outside of their control. Charles Derby people are trained to help buyers through the process.

The first thing required is knowledge of how much one can afford to pay for a property. Expert advice is needed to establish the size of mortgage and, combined with a deposit, that it can be affordable. A Charles Derby financial expert is but a phone call away. The adviser can get an agreement in principle from a lender to get the buyer started.

Not only will your Charles Derby Estate Agent have a list of prospective properties for you to choose, they may also be able to source suitable homes that are not yet available but may be ready to come on to the market.

Once the right property is located ask your personal contact at the agency to advise on how best to make an offer, they will have some idea of what the seller is prepared to accept but remember, the agent is acting principally for the seller so has to achieve the best possible price!

Once an offer is accepted, we all then have to think about the legal process. If the buyer has their own conveyancer, that’s great. If not, the company can make a recommendation. Likewise with a surveyor and other professionals.

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